The content of these Internet pages (hereinafter the "Sites") is published by the Kylla bank Plc (hereinafter the " Kylla bank"). The Kylla bank is a limited liability company governed by Finnish law and its domicile is Mariehamn. Postal address: Pb 3, FIN-22 101 Mariehamn, Åland, Finland

By going to any of the Pages, you agree to the following terms of use. The terms and conditions may be changed at any time without notice. Please read the terms carefully and regularly before going to any other Site.

Products

The marketing of the Kylla bank's products on the Pages shall not be considered to constitute an offer, quotation or acceptance unless otherwise expressly stated. Some of the products are only available to persons domiciled in Finland and companies domiciled in Finland. Questions are answered by your nearest Kylla bank branch.

The general nature of the information

The information on these Pages is, unless expressly stated otherwise, general in nature and is not applicable as such in individual cases. Your nearest Kylla bank office is available for consultation and will be happy to answer your questions.

Publication date

The information published on the Pages constitutes the Kylla bank's opinion on the date of publication stated on each Page.

To whom the information is addressed

The information on the Pages is, unless otherwise specifically stated, only intended for persons domiciled in Finland and companies domiciled in Finland.

Tax matters

The information on these Pages about taxation and taxation procedure refers only, unless otherwise expressly stated, to taxpayers in Finland arising under Finnish law.

Evidence

The documentation presented and expressly approved by the Kylla bank shall be used as proof of the information published on the Pages.

Prints from

The pages are not, without the Kylla bank's express and written consent, considered to constitute such documentation.

Links

The Kylla bank is not responsible for the content of such Internet pages which are maintained by others than the Kylla bank but which can be accessed via links.

Applicable law and competent court

Finnish law is applied in the relationship between the Kylla bank and the person who visits the Sites. All disputes that arise as a result of this must be tried and decided by the competent Finnish district court.